- **Upstart Loans from upstart. Price: $50,000.00. Discount: 7.43% APR. Categories: Finance, Online, Loans. Deal Rating: 4.5 Stars out of 5. Store Rating: 5 Stars out of 5. Deal Recommendation: Recommended. Available Until: Ongoing Deal. Thoughts: The average 3-year loan on Upstart will have an APR of 16% and 36 monthly payments of $34 per $1,000 borrowed. There is no down payment and no prepayment penalty. The average APR on Upstart is calculated based on 3-year rates offered in the last 1 month. Your APR and loan amount will be determined based on your credit, income, and certain other information provided in your loan application.
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